Archive for the ‘HomeBuyer Education’ Category

What: Community Meet and Greet When: Thursday, July 8, 2010 5:00 pm - 7:00 pm Where: West Indian Social Club of Hartford 3340 Main St., Hartford Come chat with the CRT Common Cents Team about how free counseling and workshops can help you and your customers. Common Cents topics include: Eviction and Foreclosure Prevention Individual Development Accounts (Matched Savings) Homebuyer Workshops and Pre-purchase Counseling Financial Literacy, including credit repair and budgeting Click here ... Full story

Chicago real estate agency 'Starting Point Realty', which works exclusively with First Time Home Buyers, recently put out a release relaying a couples' journey towards purchasing a multi-unit property as their first home. The release also chronicles the rise and fall of multi-unit sales by investors who did not actually live in the property (Non-Owner Occupied), and the increase of inventory of these types of properties. ... Full story

It can be quite a challenge for new home buyers to uncover and take advantage of home buyer programs available to them. The organizations and resources included in this list can be invaluable before during and after a home purchase. Home buyer classes, counseling and more are here. Just remember, by learning about and taking advantage of some of these programs and opportunities, and “doing your ... Full story

Yikes! After all that work and money spent on home inspections, appraisals, and countless phone calls to your lender, Realtor, friends and family you get the dreaded call that the deal is dead. The house that you have been fantasizing over for the last few weeks will not be the home that you will ultimately call your home. Here are four rules that should help you ... Full story

A few weeks ago I ran into an old friend. While we caught each other up on what had been happening since we last saw one another, he asked what I did. This question led to his sharing credit-score issues he's grappling with, specifically how to maintain and keep his score high and avoid the fluctuations many of us experience when we monitor our reports. Around ... Full story

Gone are the days of "Stated Income" and "No Doc" mortgage loans. Subprime loans, Alt A loans and the exotic mortgages programs developed for borrower's with tarnished credit, or borrower's who couldn't document income and assets are extinct. We are now in a credit world that has gone 'Back to Basics'. How does this compare to a year ago, and how does a borrower determine ... Full story

Cameron Huddleston's first time home buyer experience may be similar to some of you who've recently walked the seemingly winding path to home ownership. The big difference here is she gets to share her experience, and very timely home buying tips, with the entire world as a writer for Kiplinger.com. The home buying process while generally an enjoyable experience overall, may have some hurdles along ... Full story

Homebuyer’s remorse is the feeling that you’ve chosen the wrong house to buy, paid too much, or that the house has a major flaw. Unlike when you buy a pair of shoes, you can’t just bring your house back to the store and get something else. You own the house, and if it isn’t what you wanted, you will have to spend time and money ... Full story

Nobody buys a home thinking they’ll wind up in foreclosure at some point down the road. Unfortunately, the wave of foreclosures spreading throughout the country indicates how widespread this problem has become. In 2007 alone, there were more than two million foreclosure filings in the U.S., according to RealtyTrac Inc. During the ... Full story

Why should  you do a home inspection of your potential new home or condo. The answer is to uncover the major problems or unsafe conditions that may exist in your new home.  Purchasing a new or used home or condo is a big purchase and you should have someone inspect your home that is unbiased as to its condition. Selecting a Home Inspector When selecting a ... Full story