Posts Tagged ‘consolidate debt’

Borrowers Beware: Mortgage Fraud

Mortgage fraud is on the rise, and borrowers are increasingly likely to encounter it and may even knowingly or unknowingly become part of it. According to the FBI, mortgage fraud can best be understood as a material misstatement, misrepresentation, or omission relied upon by an underwriter or lender to fund, purchase, or insure a loan. In some situations, people intentionally engage in mortgage fraud because ... Full story

To Refinance or Not to Refinance? That is the Question!

When interest rates are lower than a homeowner’s mortgage rate, the homeowner should definitely contact multiple lending institutions for competitive home mortgage loan refinancing rates. I would start with the lender who services my loan. Some lenders have “Express” or “Streamline” refinance programs for their clients and offer reduced rates and fees. If you are ready to consider refinancing, first you need to carefully assess your ... Full story
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