Posts Tagged ‘first home’

Commentary So, you’re trying to navigate the intimidating, unfamiliar waters you’ve suddenly found yourself immersed in as a potential first time home buyer. Acronyms like ’CHFA’ dance in your head like sugar plums while you wonder if you’re ready to undertake the huge responsibility of owning your own home. But now, with interest rates hovering lower than Red October’s undercoating, there’s really no excuse ... Full story

Why do the rich get richer and the poor stay poor? The answer to that question is simple. First, the rich teach their children about money; how to earn it, manage it, and how to be responsible with their credit. The wealthy also stash money into savings and investment programs that get their children started on the right foot financially. Second, the rich are well ... Full story

Both adults and children can suffer from the effects of lead poisoning, but childhood lead poisoning, which often results from contact with lead-based paint, is much more frequent. In 2004 the ACCESS Agency received a Lead Elimination Action Program (LEAP) Grant from the U.S. Department of Housing and Urban Development (HUD) to conduct a new lead control, education, and abatement program in Windham and Tolland ... Full story

With all of the benefits a legal will has to offer, it is one of the best bargains available. Depending upon the complexity, wills are fairly inexpensive, particularly given the comfort of having your affairs in place in the event of your death. When you are purchasing a home, you will be around attorneys who have the ability and expertise to draft or revise a ... Full story

Homeownership is a dream that most people hope will become a reality at one point in their lives. However, everyday realities and the time constraints of work, kids, and family--as well as a lack of knowledge of how to buy a home--tend to delay that dream. Let me tell you how I became a homeowner at the age of 19. Having little money available to put ... Full story

by Jessica P. Beganski If you’re in the market for your first home, one option you may have considered is buying an owner-occupied multifamily house. Buying and living in a multifamily has many benefits, including the following: It gives you the ability to afford a larger and more expensive house, you get tax breaks, you get help from tenants in paying off the mortgage, you can ... Full story

Some motivational speakers say to surround yourself with cheerleaders, people who will keep you motivated to achieve your dreams. If you are looking for four motivated, persevering first-time home buyers, you are in the right place. They are Hartford's young and professional, from valley to the city, achieving dreams of homeownership and happiness. Corey J. Brinson Age: 26 Occupation: Attorney at Law, Day Pitney LLP Homeownership Achieved: August 2006 Dwelling: ... Full story

In a recent article it was stated that stay-at-home moms are worth $138,095. If this is true, which I believe it is, then single parents are worth twice as much, if not more. For many, being a single parent is about sacrifice; it is about putting your needs second and sometimes not acknowledging them at all. The question is whether you just ... Full story

After the holidays pass and the excitement dies down, many people look for the best way to showcase, use, or re-gift things they may have been fortunate enough to receive. Renae France, however, received the gift of her first home this year, just in time for the holidays, and she has no intention of doing any returning or exchanging. “It feels good to invite family ... Full story

by Jeffrey R. Lipes As a first-time homebuyer, one of the best pieces of advice is to get prequalified for a mortgage before you start looking for a home; however, before you call or visit your mortgage broker or banker, you take one important step to protect your privacy. If you do not take this step, oncethe mortgage lender pulls your credit report, your ... Full story