Are you qualified to inspect the home yourself?  Home inspectors don’t just look over the obvious issues like electric work that is not up to code or a cracked foundation.  They can also tell you if your paint is made of lead, if your roof is leaking, or that your pipes are made with toxic metals.  If you don’t feel confident assessing every detail about your home, having a home inspector come in may be the right choice.

Recognize that even newer construction is not infallible.  In the construction world, work is often completed by the lowest bidder.  This could mean that items were bought cheaply or shoddily installed.  Home inspectors often have an eye for these types of shortcuts and will be all too happy to point them out to you.

Is the savings worth the possible repercussions?  Usually, hiring a home inspector will cost you a few hundred dollars.  The results of the inspection are also usually guaranteed to protect you against major defects.  However, should you forgo an inspection, you could quickly realize your home requires thousands of dollars worth of work immediately.  This is especially true if anything is wrong with the roof, sewage or septic systems, or if the house turns out to be infested with termites.

Forgoing a home inspection is a bold move.  By doing so, you leave yourself open to plenty of unknowns concerning your new home.  Even if you pay for one just for peace of mind, it is money well spent.